Christians Against Poverty (CAP) Debt Centre, Crewe (360G-CheshireCF-A599347)
The Christians Against Poverty (CAP) Debt Centre, Crewe provides a free debt counselling service for individuals and families in Crewe and the local area who are struggling with spiralling personal debt. In addition we run CAP money budgeting courses for clients and others in the community, a simple and effective course to help people develop skills to manage their personal finances. These financial life skills help people in our community become financially stronger and more resilient. The centre has been running for 9 years. The funding sought will pay 12 months salary for our second debt coach and the administration fee paid to CAP that ensures the success of the project here in Crewe. This pays for negotiation with creditors on behalf of CAP Clients, setting budgets, advice and legal support for clients, if required. 93% of families who become debt through working with CAP, stay debt free and 85% continue to use a budget afterwards. In 2018 the London School of economics reported on CAP services. Clients were asked to describe the impact working with CAP to become debt free has had on their lives. The most common answers stated that CAP had helped to improve and rebuild confidence, remove stress and give people freedom to live again and rebuild their place in their community. The following is a quote from one of our clients in Crewe and demonstrates how significant the positive impact of working with CAP can be: "When I was first introduced to CAP I was in a very dark place. I'm a recovering alcoholic, my wife left, my kids didn't want me, I had no job, no money and was a drunk. An attempted suicide failed, what had I become: a failure, waste of space, a pointless existence. Alcohol services were a massive help. This is when I met Chris from CAP, he took me through everything, I was financially screwed, they were a massive help, no nasty letters for now. There is a point to life, don't give up, there is a light at the end of the tunnel. Chris always says a prayer with me, I'd like to say he's a friend. I'm not out of the woods yet, but the darkness is fading slowly."
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Grant Details
| Award Date | 2021-11-05T00:00:00+00:00 |
| Primary issue | Poverty and disadvantage |
| Amount Awarded | 15951 |
| Grant Programme: Code | Bentley Covid Impact Fund |
| Grant Programme: Title | Bentley Covid Impact Fund |
| Impact Category | Promote reduction of isolation and disadvantage and access to local services |
| Amount Applied For | 15951 |
| Primary age group | All Ages |
| Primary ethnicity | All Ethnicities |
| Primary beneficiary | People living in poverty |
| Beneficiary Location: Name | Cheshire East 036E |
| Beneficiary Location: Geographic Code | E01018467 |
| Beneficiary Location: Country Code | GB |
| Beneficiary Location: Geographic Code Type | LSOA |
| Recipient Org: Web Address | http://www.wscfchurch.com |
| Recipient Org: Description | West Street Christian Fellowship was established in 1859 (unable to add this date into the organisation start date above!) and aims to be a place where everyone in the local community feels valued, supported and welcome. The church runs a number of projects specifically aimed at supporting the local community, these currently include: 1. Christians Against Poverty (CAP) Debt Centre a free debt counselling service for individuals and families struggling with spiraling debt. The Crewe Debt Centre team, working in collaboration with CAP Head Office provide a practical solution to their debts, supporting people until they become debt free. This service is free and open to all regardless of race, nationality, gender, religion, sexual orientation or disability. 2. CAP Money Budgeting Course These free courses teach simple budgeting skills and a simple system that help individuals and families to manage their personal finances more effectively. In a few short weeks families are able to begin budgeting, saving and reduce their chances of falling into future debt. 3. 5 Minus A relaxed, warm and welcoming group for under 5's and their parents or carers. Our friendly 5 minus team provide play opportunities, activities, stories and songs for all to enjoy. 4. Fusion A fun packed children's club for children in Primary School including workshops, sport, craft, LEGO and time in church to sing together and learn more about faith. A free bus is provided to safely transport children to & from Fusion from the West End of Crewe. 5. The ARK A Fun Packed Free holiday club for children in Primary School during the Christmas, Easter and Summer Holidays. Running for over 20 years 100's maybe 1000's of local children have enjoyed a mix of craft, workshops, sport, exploring faith and of course the essential messy games! 6. Friendship Hub This group meets every Friday morning providing an opportunity for people to meet up, to make new friends, to engage in crafts and games, to enjoy some "pampering", share gardening advice, share something to eat and drink. This is proving particularly valuable after lockdown as it provides a place for people who had felt disconnected for so long to start making relationships and establishing friendships again. WSCF works closely with other organisations supporting the community through Food Banks. Families working with CAP are regularly referred to St Pauls Pantry Crewe Food Bank or The Trussell Trust Food Bank in Nantwich. WSCF also hires out its buildings to other groups supporting the local community such as Alcoholics Anonymous, Narcotics Anonymous, a local pre school group and phoenix, an art group for people with disabilities. |
| Recipient Org: Charity Number | 1107611 |
| Recipient Org: Company Number | 5124931 |